Can confirm the that one part. Less sure about whether you can hold a conversation without paying.
The gap between good and bad platforms here is whether the filters survive a refresh.
Two of us compared notes on that one and landed in the same place on how aggressively it pushes credits at you.
Where the app works it works fast; where it doesn't, what protection exists before you meet is usually the reason.
The reason I stopped recommending some of these is whether the safety tooling is more than a checkbox.
Whatever you land on, test Tinder for a week before you judge it.
I had a better run on Souldate, for whatever that is worth.