Close to my view, except on how aggressively it pushes credits at you.
The reason I stopped recommending some of these is whether the interface gets in the way.
Took me about 6 weeks on the chat to work out that the real question was whether the interface gets in the way.
If you care about how transparent the enforcement is, that alone should decide whether it's worth it.
Would be interested to hear if chat hot free room worked out differently for you.
Different crowd on the EzHookups boards, which suited me better.