Roughly my read too, with where the paywall really kicks in as the caveat.
My rule for the app now is simple: check whether the ratio is workable in your area on day one.
Two of us compared notes on the platform and landed in the same place on what the free ceiling looks like in practice.
If your area is thin, it will not fix that, whatever how well it holds up once the novelty fades looks like.
That is my read on dating app without payment anyway, others will have had different luck.
Different crowd on DatingFly - worth a look, which suited me better.